RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Related Content Millennial Money Myths: Buying a Car is Better Than Leasing During difficult economic times, it is even more critical to be smart about where you spend your money. And it is essential to do your homework so... When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Is it Too Late to Plan for Retirement? These financial strategies can get you on track even if it feels too late to plan for retirement.